IRA Rollover

Make a Gift From Your IRA

Use Your IRA to Make an Impact Today

If you’re age 70½ or older, you have a powerful opportunity to support Gateway Mission and reduce your taxable income—all while providing shelter, meals, and life-changing care for men, women, and children experiencing homelessness in West Michigan.

What Is an IRA Charitable Rollover?

An IRA charitable rollover (also called a Qualified Charitable Distribution, or QCD) allows you to transfer funds directly from your IRA to a qualified nonprofit organization like Gateway Mission—without incurring income taxes on the withdrawal.

Benefits of an IRA Charitable Rollover

  • Avoid taxes on up to $108,000 in IRA transfers per year ($100,000 individual / $200,000 joint, indexed for inflation)
  • Satisfy your required minimum distribution (RMD) if you are age 73 or older
  • Lower your taxable income even if you don’t itemize deductions
  • Make a meaningful gift without affecting your cash flow
  • Further the mission of Gateway Mission with a tax-wise contribution

How It Works

  1. Contact your IRA plan administrator and request a direct transfer to Gateway Mission.
  2. Use our official name and address (provided below) to complete the transaction.
  3. Notify us of your gift so we can acknowledge your generosity and ensure it is directed according to your wishes.

Please note: IRA charitable rollover gifts do not qualify for a charitable deduction but may reduce your overall taxable income.

Gateway Mission Information

Legal Name: Lakeshore Rescue Missions dba Gateway Mission
Address: 661 E 24th St, Suite 300, Holland, MI 49423
Tax ID: #38-1734763
Phone: 616-396-2200
Email: info@hopefoundhere.org

If you’d like your gift to support a specific program or initiative, please let us know.

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